Lending Updates & Videos

As part of its move into ANZ, Suncorp Bank stops accepting loan applications from 7 October 2026. Jack Si at AUFSS explains the three dates and what changes for existing customers.

Apartments under 40 square metres are hard to finance, and the lender that goes below 30 square metres stops at 60 per cent. Jack Si at AUFSS runs the same example at an 80 per cent and a 60 per cent loan.

A complete set of documents changes how a lender reads your application. A 30-second explainer from Jack Si at AUFSS on what to have ready before you apply.

Serviceability is the lender asking whether you can comfortably meet the repayments alongside everything else you owe, including at a higher rate. A 30-second explainer from Jack Si at AUFSS.

For self-employed borrowers, lenders look past the headline number to how stable your income is and which way it is trending. A 30-second explainer from Jack Si at AUFSS.

Refinancing isn’t only for when something has gone wrong. Your business and property values change, and a structure that fit two years ago may not fit now. A 30-second explainer from Jack Si at AUFSS.

Commercial property finance is assessed very differently from a home loan. The building has to stand on its own first: the rent, the tenant, the lease and the return. A two-minute explainer from Jack Si at AUFSS.

A credit representative’s job isn’t to sell you one lender’s product. It’s to work through your situation and find which lender, out of a whole panel, actually fits it. A 30-second explainer from Jack Si at AUFSS.