Client profile: 61 year old recent migrant to Australia, seeking to buy a commercial property.

Challenge: Major lenders hesitated because of the borrower’s age and limited local credit history.

Approach: Verified income from a single source, documented full asset position and exit strategy, and submitted the file to a lender known for flexible commercial terms.

Outcome: Formal commercial loan approval issued in two business days. Approval valid for sixty days, giving the client confidence to negotiate and secure the property.

Take away: Age or residency status does not have to block a deal. With the right structure and lender match, even complex scenarios can settle quickly.